How to search South Carolina UCC records
- Open the UCC Electronic Filing, Search & Retrieval System and choose "Name Search". You don't need a subscriber account.
- Leave "Debtor" selected and enter the name. For a person, enter last name first (for example Doe John).
- Pick the filters you want ("All Filings" or "Only Unlapsed Filings"), then click "SEARCH".
- Select the matching names, click "RETRIEVE FILINGS", and pay to view and print the search results.
Good to know in South Carolina: The search ignores capital letters, punctuation and spaces, so "Bank of America" also returns "Bank of America N.A." and similar names. Real estate, fixture and tax liens are filed with the county, not the Secretary of State.
South Carolina UCC fees
- Online search
- $5
- Search fee per request, plus a $10 SC.GOV electronic records access fee per search. Copies are $1 per page and certification is $2 per document.
- File a UCC-1
- $8
- Pages 1 and 2 together. Page 3 is $2, each later page $1, and each debtor after the second $2. The fee page also lists an $8 SC.GOV service fee per filing.
Reading the results
Each result is a financing statement: a lender (the secured party) telling the public it has a claim on some of a business's property (the debtor's collateral). Open a filing to see who the lender is, when it was filed, when it lapses, and what property it covers. Later filings on the same record, such as amendments, continuations and terminations, show whether the claim is still live.
A filing usually lasts five years unless the lender continues it. A termination means the lender has released its claim. For more on what these filings mean, see what a UCC filing is and our UCC search guide.
Checking the business itself? Our South Carolina business search guide shows how to confirm its exact legal name and status first.
Frequently asked questions
Is the South Carolina UCC search free?
No. The state charges $5 (Search fee per request, plus a $10 SC.GOV electronic records access fee per search. Copies are $1 per page and certification is $2 per document).
How much does it cost to file a UCC-1 in South Carolina?
$8. Pages 1 and 2 together. Page 3 is $2, each later page $1, and each debtor after the second $2. The fee page also lists an $8 SC.GOV service fee per filing.
What name should I search?
Search the debtor's exact legal name as it appears on its state business record, including "LLC" or "Inc." if your search needs it. Lenders file under that name, so a nickname or brand name can miss the filing. Check the name on our South Carolina business search guide first.
How long does a UCC filing last?
A financing statement generally lasts five years from the date it was filed. The lender can extend it by filing a continuation in the six months before it lapses.
Sources
We take every fee, deadline and rule on this page from these pages and nowhere else. Rules change, so open the source before you pay anything.
- 1.South Carolina Secretary of State: UCC searchChecked November 8, 2026
- 2.South Carolina Secretary of State: UCC-1 filing feeChecked November 8, 2026
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