How to search New Jersey UCC records
- Open UCC Online Services and choose "Certified Search" or "Non-Certified Search."
- Pick the debtor type: an organization (corporation, LLC) or an individual.
- For a non-certified search, use "%" as a wildcard. The certified search follows Revised Article 9 rules.
- The service shows its fees during the session. Ask for copies of filings on the same request if you need them.
Good to know in New Jersey: The Division suggests running both an individual and an organization search for each debtor so you don't miss filings.
New Jersey UCC fees
- Online search
- Paid
- File a UCC-1
- $25
- UCC-1 and all UCC-3 filings.
Reading the results
Each result is a financing statement: a lender (the secured party) telling the public it has a claim on some of a business's property (the debtor's collateral). Open a filing to see who the lender is, when it was filed, when it lapses, and what property it covers. Later filings on the same record, such as amendments, continuations and terminations, show whether the claim is still live.
A filing usually lasts five years unless the lender continues it. A termination means the lender has released its claim. For more on what these filings mean, see what a UCC filing is and our UCC search guide.
Checking the business itself? Our New Jersey business search guide shows how to confirm its exact legal name and status first.
Frequently asked questions
Is the New Jersey UCC search free?
No. The state charges a fee to search.
How much does it cost to file a UCC-1 in New Jersey?
$25. UCC-1 and all UCC-3 filings.
What name should I search?
Search the debtor's exact legal name as it appears on its state business record, including "LLC" or "Inc." if your search needs it. Lenders file under that name, so a nickname or brand name can miss the filing. Check the name on our New Jersey business search guide first.
How long does a UCC filing last?
A financing statement generally lasts five years from the date it was filed. The lender can extend it by filing a continuation in the six months before it lapses.
Sources
We take every fee, deadline and rule on this page from these pages and nowhere else. Rules change, so open the source before you pay anything.
- 1.New Jersey Division of Revenue and Enterprise Services: UCC searchChecked November 8, 2026
- 2.New Jersey Division of Revenue and Enterprise Services: UCC-1 filing feeChecked November 8, 2026
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