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Michigan UCC Search

Search Michigan UCC filings

Opens the Michigan Department of State (Secretary of State)'s official search in a new tab. Independent guide. Not a government website.

Written byRegistryWise Editorial TeamFact-checked against the Michigan Department of State (Secretary of State) · How we research

The short answer

Michigan UCC financing statements are filed with the Michigan Department of State (Secretary of State), UCC Section. You can search them online for free, with no account needed, by the debtor's name.

On this page
  1. How to search
  2. Fees
  3. Reading the results
  4. Questions
  5. Sources

How to search Michigan UCC records

  1. Open the Free Debtor Name Quick Search on UCC Online.
  2. Enter the debtor's exact name and search.
  3. For an official result, sign in to UCC Online and submit a UCC-11 Information Request.
  4. Choose "All" or "Unlapsed" records. "All" includes lapsed or terminated filings for one year after they lapsed.

Good to know in Michigan: UCC records sit with the Michigan Department of State, not with LARA, which keeps the business entity records.

Michigan UCC fees

Online search
Free
Official or certified search: $6. Per debtor name for an official UCC-11 search. A certification seal is $6 more, and copies are $2 per page on top of the search fee.
File a UCC-1
$15
Per filing, for every UCC1 and UCC3, including terminations.

Reading the results

Each result is a financing statement: a lender (the secured party) telling the public it has a claim on some of a business's property (the debtor's collateral). Open a filing to see who the lender is, when it was filed, when it lapses, and what property it covers. Later filings on the same record, such as amendments, continuations and terminations, show whether the claim is still live.

A filing usually lasts five years unless the lender continues it. A termination means the lender has released its claim. For more on what these filings mean, see what a UCC filing is and our UCC search guide.

Checking the business itself? Our Michigan business search guide shows how to confirm its exact legal name and status first.

Frequently asked questions

Is the Michigan UCC search free?

Yes. Searching Michigan UCC records online is free. An official or certified search costs $6.

How much does it cost to file a UCC-1 in Michigan?

$15. Per filing, for every UCC1 and UCC3, including terminations.

What name should I search?

Search the debtor's exact legal name as it appears on its state business record, including "LLC" or "Inc." if your search needs it. Lenders file under that name, so a nickname or brand name can miss the filing. Check the name on our Michigan business search guide first.

How long does a UCC filing last?

A financing statement generally lasts five years from the date it was filed. The lender can extend it by filing a continuation in the six months before it lapses.

Sources

We take every fee, deadline and rule on this page from these pages and nowhere else. Rules change, so open the source before you pay anything.

  1. 1.Michigan Department of State (Secretary of State): UCC searchChecked November 8, 2026
  2. 2.Michigan Department of State (Secretary of State): UCC-1 filing feeChecked November 8, 2026

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