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Kentucky

Kentucky UCC Search

Search Kentucky UCC filings

Opens the Kentucky Secretary of State's official search in a new tab. Independent guide. Not a government website.

Written byRegistryWise Editorial TeamFact-checked against the Kentucky Secretary of State · How we research

The short answer

Kentucky UCC financing statements are filed with the Kentucky Secretary of State. You can search them online for free, with no account needed, by the debtor's name.

On this page
  1. How to search
  2. Fees
  3. Reading the results
  4. Questions
  5. Sources

How to search Kentucky UCC records

  1. Open the UCC Index Search.
  2. Enter a filing number, an organization name, or an individual's surname and first name.
  3. For a partial-name (non-standard) search, add % as a wildcard, for example bluegrass%.
  4. For certified results, send the UCC Information Request form with the $5 fee.

Good to know in Kentucky: The free online search isn't certified. Only a full-name standard search can be certified, and filings made before June 29, 2001 may need a partial-name search because exact legal names weren't required then.

Kentucky UCC fees

Online search
Free
Official or certified search: $5. Certified search results by debtor name, requested in writing on the UCC Information Request form.
File a UCC-1
$5
$5 online. Paper UCC-1s are $10 for up to two pages and $20 for more.

Reading the results

Each result is a financing statement: a lender (the secured party) telling the public it has a claim on some of a business's property (the debtor's collateral). Open a filing to see who the lender is, when it was filed, when it lapses, and what property it covers. Later filings on the same record, such as amendments, continuations and terminations, show whether the claim is still live.

A filing usually lasts five years unless the lender continues it. A termination means the lender has released its claim. For more on what these filings mean, see what a UCC filing is and our UCC search guide.

Checking the business itself? Our Kentucky business search guide shows how to confirm its exact legal name and status first.

Frequently asked questions

Is the Kentucky UCC search free?

Yes. Searching Kentucky UCC records online is free. An official or certified search costs $5.

How much does it cost to file a UCC-1 in Kentucky?

$5. $5 online. Paper UCC-1s are $10 for up to two pages and $20 for more.

What name should I search?

Search the debtor's exact legal name as it appears on its state business record, including "LLC" or "Inc." if your search needs it. Lenders file under that name, so a nickname or brand name can miss the filing. Check the name on our Kentucky business search guide first.

How long does a UCC filing last?

A financing statement generally lasts five years from the date it was filed. The lender can extend it by filing a continuation in the six months before it lapses.

Sources

We take every fee, deadline and rule on this page from these pages and nowhere else. Rules change, so open the source before you pay anything.

  1. 1.Kentucky Secretary of State: UCC searchChecked November 8, 2026
  2. 2.Kentucky Secretary of State: UCC-1 filing feeChecked November 8, 2026

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