How to search Iowa UCC records
- Open the UCC Certified/Federal Liens Search.
- Pick "UCC" or "Federal" as the search type, then search by Person, Business, or Filing Number.
- Check "Include liens that have lapsed within the past year" if you need recently lapsed UCC filings.
- Print the certified lien search report from the results.
Good to know in Iowa: The search ignores capitalization, punctuation, spaces, a leading "the", and endings like LLC. Typing a middle initial limits results to names with that initial, so leave it off for a wider search.
Iowa UCC fees
- Online search
- $5
- Official or certified search: $5. Per debtor name on the paper Information Request form. A federal lien search is $6 per debtor.
- File a UCC-1
- $5
- $5 online through Fast Track Filing. Paper filings are $10 for 1 to 2 pages and $20 for 3 or more.
Reading the results
Each result is a financing statement: a lender (the secured party) telling the public it has a claim on some of a business's property (the debtor's collateral). Open a filing to see who the lender is, when it was filed, when it lapses, and what property it covers. Later filings on the same record, such as amendments, continuations and terminations, show whether the claim is still live.
A filing usually lasts five years unless the lender continues it. A termination means the lender has released its claim. For more on what these filings mean, see what a UCC filing is and our UCC search guide.
Checking the business itself? Our Iowa business search guide shows how to confirm its exact legal name and status first.
Frequently asked questions
Is the Iowa UCC search free?
The state doesn't say on its site whether a basic online search is free. An official search costs $5.
How much does it cost to file a UCC-1 in Iowa?
$5. $5 online through Fast Track Filing. Paper filings are $10 for 1 to 2 pages and $20 for 3 or more.
What name should I search?
Search the debtor's exact legal name as it appears on its state business record, including "LLC" or "Inc." if your search needs it. Lenders file under that name, so a nickname or brand name can miss the filing. Check the name on our Iowa business search guide first.
How long does a UCC filing last?
A financing statement generally lasts five years from the date it was filed. The lender can extend it by filing a continuation in the six months before it lapses.
Sources
We take every fee, deadline and rule on this page from these pages and nowhere else. Rules change, so open the source before you pay anything.
- 1.Iowa Secretary of State: UCC searchChecked November 8, 2026
- 2.Iowa Secretary of State: UCC-1 filing feeChecked November 8, 2026
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